REAL ESTATE CREDIT
Whether it is for the acquisition of your main residence, your second home or for the purpose of making a rental investment, «EFINANCE LTD» finds, for you, the credit offer that best fits your real estate project.
What is a home loan?
A mortgage is a long-term loan granted by a credit institution to an individual to finance the acquisition of a home. Several elements must attract your attention when looking for a loan: the best mortgage rate, the rate of borrower insurance, the level of guarantee thereof, the loan conditions (modularity, prepayment and penalties, loan portability for example), etc.
out a mortgage is a long-term commitment: 15 years, 20 years or even 30 years. It is therefore essential to negotiate your interest rate as well as the other intrinsic elements of the loan. For this, the use of a real estate loan broker, a real expert in this field, can save time by putting the banks in competition in order to find the most suitable solution for your project.
The assisted loans in addition to your main credit.
In addition to the main loan, it is possible to benefit from assisted loans, subject to income conditions. These loans will be granted at an advantageous rate.